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CAR ACCIDENTS
Every year there are tens of thousands of people hurt in motor vehicle accidents in Ontario, and yet for most people have little idea how to navigate the complicated world of motor vehicle insurance. For those fortunate enough never to become injured will never have to learn how intimating the system can appear. However, if you have been hurt,  you will need to learn and learn quickly exactly what is required to protect your rights.

PERSONAL INJURY AND PERSONAL INJURIES BENEFITS
Unlike many other types of injury claims, in order to recover full and fair compensation for a motor vehicle injury claims you may need to involve multiple insurers offering many types of benefits.  Each type of benefit or claim may in turn have differing time limits and procedures for seeking compensation.  Adding to your confusion may be the fact that immediately after your accident, you don’t know how long your recovery will take or the full extent of your loss. This is the time to hire a lawyer who is focussed on motor vehicle claims and who has the knowledge to help you seek full and fair compensation.

NO-FAULT BENEFITS

Every person injured in a motor vehicle accident, no matter who caused the accident, will have accident to “NO-FAULT BENEFITS”. These are described in your insurance policy and the statutory accident benefits schedule (SABS). Once you have reported your accident your insurance company is obligated to give you information about the benefits available.

TYPES OF BENEFITS
The benefits provided under the Statutory Accident Benefits Schedule are complex and extensive. A short description of these benefits is provided below.

Income Replacement Benefits

Non-Earner Benefit

Caregiver Benefits

Medical Benefits

Rehabilitation Benefits

Attendant Care Benefit

Maximum Medical Rehabilitation & Attendant Care Benefits

Payment of other Expenses

Death Benefits

Funeral Expenses

Optional Benefits